Choice Privileges Buy Points Promotion: Up to 40% Bonus Through November 26, 2026

Choice Privileges is running a buy points promotion from November 2 through November 26, 2026. Members who purchase at least 14,000 points receive a 40% bonus, which brings the effective price down to 0.74 cents per point. The offer is targeted, so the bonus tiers can differ from one account to another.

This article covers the bonus structure, the real cost per point at each level, how the offer compares with past promotions, the program rules that apply to purchased points, and the situations where buying makes financial sense.

Promotion Period and Bonus Tiers

The promotion started at 12:00 a.m. EDT on November 2, 2026 and ends at 11:59 p.m. EDT on November 26, 2026. Because the offer is targeted, you need to log in to your Choice Privileges account to confirm which tiers apply to you. Most accounts are showing the following structure:

Pricing is not linear even without the bonus. The base price falls from 1.28 cents per point for a 1,000-point purchase to 1.03 cents per point at 180,000 points, and those figures already include taxes and fees. Once the bonus is applied, the gap between the smallest and largest purchase widens further. The practical takeaway is that small purchases below 6,000 points offer poor value during this sale, while anything from 14,000 points upward gets the best rate.

At the top end, buying 180,000 points yields 72,000 bonus points for a total of 252,000 points. The price for that transaction is $1,854, which works out to the advertised 0.74 cents per point.

How This Offer Compares With Previous Sales

Choice tends to alternate between two types of promotions: a percentage discount on the purchase price and a percentage bonus on the points received. Discount promotions have historically produced lower per-point prices than bonus promotions. The table below shows the most recent offers before the current one.

Looking back further, the best price in recent years was 0.57 cents during 45% discount sales in July 2026 and September 2025, and a 60% bonus in December 2024 brought the price to 0.64 cents. Measured against that history, 0.74 cents sits in the middle of the range. It is a reasonable price if you have a booking in mind, but it is not a price worth buying speculatively, since a better sale is likely to appear within a few months.

Rules That Apply to Purchased Points

Before paying, it helps to know how purchased points are treated under the program rules. The key points are:

• Annual limit: You can buy up to 180,000 points per calendar year, not counting bonus points. The limit is occasionally raised for specific promotions.
• Posting time: Purchased points normally post to your account within 24 hours.
• Elite status: Purchased points do not count toward elite status or Lifetime Elite Gold status.
• Refunds: All purchases are final and non-refundable.
• Gifting: You can gift up to 180,000 points per year to another member. The recipient’s account can receive no more than 180,000 purchased or gifted points in a calendar year, and both accounts must be open and in good standing.
• Currency and eligibility: Prices are in U.S. dollars, you must be logged in to buy, and purchases are only valid in countries where the program operates. If you are paying with a card issued outside the U.S., check whether your bank charges foreign transaction fees.
• Point expiration: Points stay active as long as there is qualifying activity at least once every 18 months. Buying points counts as qualifying activity, so even a small purchase can keep an account alive.

One detail that matters for credit card strategy: these purchases are processed by Points.com, so they generally do not code as hotel spending. The exception is a co-branded Choice Privileges credit card, which earns on these purchases at the same rate as hotel stays. If you plan to use a card that earns bonus points on travel or hotels, do not expect the bonus category to apply.

When Buying Points Makes Sense

The only reliable way to decide is to compare the cost of the points you need against the cash price of the same stay. Choice Privileges has no blackout dates, and reward nights can be booked up to 50 weeks in advance whenever a standard room is available (note that WoodSpring Suites do not participate in the program and cannot be booked with points), so you can usually run this comparison for a real date rather than a hypothetical one.

Take a simple example. Suppose a reward night at a property you want costs 20,000 points, and the cash rate for the same night is $220 including taxes. Buying 20,000 points at 0.74 cents would cost about $148. That is a saving of roughly $70 for one night, and the math only improves at properties where the points price is low relative to the cash rate.

Now flip the example. If the same 20,000-point night sells for $130 in cash, buying points would cost more than paying outright. Published valuations for Choice points often sit around 0.6 cents, which is below the 0.74-cent sale price, so buying without a specific redemption in mind carries real risk of overpaying.

A few situations where buying tends to work well:

• Topping off: You are a few thousand points short of a reward night you have already priced out. Note that purchases under 6,000 points carry no bonus, so check whether a slightly larger purchase that reaches the 30% or 40% tier is cheaper per point. US members should also compare this with the “Points Plus Cash” option at checkout, which allows you to buy the remaining points needed if you already have at least 6,000 points.
• High cash rates: Event weekends, ski season, or summer dates at coastal properties where cash prices spike but points prices stay moderate.
• Preferred Hotels & Resorts redemptions: Choice points can be redeemed at more than 380 Preferred Hotels & Resorts properties, where cash rates are often high enough to make purchased points worthwhile.

Before buying, also check whether you hold transferable bank points. Amex Membership Rewards, Capital One, Citi ThankYou, and Wells Fargo Rewards all transfer to Choice Privileges. Depending on the transfer ratio and how you value those bank points, transferring may be cheaper than buying.

Steps to Take Before November 26

Working through the following order avoids most common mistakes:

1. Log in and read your offer: Confirm the bonus tiers shown on your account, since targeted offers vary.
2. Price the stay in points and in cash: Search the exact dates on the Choice website and record both numbers, including taxes on the cash rate.
3. Calculate the purchase cost: Multiply the points needed by the per-point rate for the tier you will land in. If you are near a tier boundary, compare the cost of buying slightly more to reach the next bonus level.
4. Check the booking is available: Because purchases cannot be refunded, make sure a standard room is bookable on points before you buy. Points post within 24 hours, so there is a short wait between purchase and booking.
5. Pick the right card: Use a co-branded Choice card if you have one, since it is the only card that earns hotel-level rewards on these purchases.

Summary

This promotion offers Choice Privileges points at 0.74 cents each for purchases of 14,000 points or more, through November 26, 2026. The price is fair but not exceptional compared with discount sales earlier this year that reached 0.57 to 0.62 cents. The sensible approach is to buy only when you have already priced a specific stay and confirmed that the points cost beats the cash rate. Purchases are non-refundable, do not count toward elite status, and are capped at 180,000 base points per calendar year.